When your property may be disregarded
There are certain circumstances when your property may be
disregarded following your financial assessment. To confirm
whether you should qualify for this disregard, you can contact
The Tailormade Care Team on 0800 298 1600 for individual
advice on your situation. Property may be disregarded in
the following circumstances:
-
If your stay in residential or nursing care is temporary,
you intend to return to your property, and the property is
still available to you.
-
If your spouse still resides there.
-
If a relative over the age of 60 lives there.
-
If a child under the age of 16 still lives there.
-
If a disabled (incapacitated) relative lives there.
-
If your home is now the sole residence of your carer and
they gave up their home to live and care for you. However
if the carer moves out your property it may no longer be
disregarded.
Where your admission to a care or nursing home is regarded
as permanent, your former dwelling may be disregarded for a
period of 12 weeks if your home is your only asset other than
savings of up to £22,500 in England and Northern Ireland, £22,000
in Wales and £21,500 in Scotland.
Jointly Owned Property
If your property is jointly owned by another person, which
will not allow the property to be disregarded as previously
mentioned, your Local Authority will take the value of your
share of the property into account when assessing your assets
When considering care there are many financial and legal implications,
which, for your own protection you should obtain specialist advice
on. These include what state benefits you are entitled to, how
best to utilise the protection afforded by Wills,
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